/* =========================================================================
   vzaimix.ru — design system
   Aesthetic: editorial fintech. Warm "ledger paper" background, deep emerald
   accent (trust + money), restrained gold highlight. Spectral (serif display)
   + Manrope (grotesk body). Calm, established, mobile-first.
   ========================================================================= */

/* ----------  Design tokens  ---------- */
:root {
  /* Surfaces */
  --paper:        #F4F3EC;   /* warm cream base */
  --paper-2:      #EDEBE1;   /* slightly deeper section band */
  --card:         #FFFFFF;
  --ink:          #16231D;   /* near-black, green-tinted */
  --ink-soft:     #43534B;
  --ink-faint:    #6E7C73;
  --line:         #DBD9CC;   /* hairline rules */
  --line-strong:  #C8C6B6;

  /* Brand */
  --accent:       #0E6E4E;   /* emerald */
  --accent-deep:  #0A5640;
  --accent-bright:#15885F;
  --accent-soft:  #E2EFE8;   /* tinted fill */
  --accent-wash:  #EEF5F0;
  --gold:         #A77B33;   /* refined "value" highlight */
  --gold-soft:    #F1E8D4;

  /* Utility */
  --focus:        #1AA06E;
  --shadow-sm:    0 1px 2px rgba(20,40,30,.05), 0 2px 6px rgba(20,40,30,.04);
  --shadow-md:    0 6px 18px -8px rgba(16,52,38,.18), 0 2px 6px rgba(16,52,38,.06);
  --shadow-lg:    0 24px 48px -22px rgba(12,44,32,.28), 0 6px 16px -8px rgba(12,44,32,.12);

  /* Geometry */
  --r-sm: 8px;
  --r-md: 14px;
  --r-lg: 22px;
  --r-pill: 999px;
  --maxw: 1140px;
  --gutter: clamp(1.1rem, 4vw, 2.4rem);

  /* Type */
  --serif: "Spectral", Georgia, "Times New Roman", serif;
  --sans:  "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;

  --t-step--1: clamp(.82rem, .8rem + .1vw, .9rem);
  --t-step-0:  clamp(1rem, .97rem + .15vw, 1.08rem);
  --t-step-1:  clamp(1.18rem, 1.1rem + .4vw, 1.4rem);
  --t-step-2:  clamp(1.5rem, 1.3rem + .9vw, 2.1rem);
  --t-step-3:  clamp(2rem, 1.6rem + 1.9vw, 3.2rem);
  --t-step-4:  clamp(2.6rem, 1.9rem + 3.4vw, 4.6rem);
}

/* ----------  Reset  ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
}

body {
  font-family: var(--sans);
  font-size: var(--t-step-0);
  line-height: 1.65;
  color: var(--ink);
  background-color: var(--paper);
  /* fine "ledger" texture: faint grid hairlines + paper grain */
  background-image:
    linear-gradient(transparent 0, transparent calc(100% - 1px), rgba(20,40,30,.025) 100%),
    radial-gradient(circle at 1px 1px, rgba(20,40,30,.018) 1px, transparent 0);
  background-size: 100% 2.4rem, 22px 22px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

img, svg, picture { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
button { font: inherit; color: inherit; cursor: pointer; }
ul, ol { list-style: none; padding: 0; }

:focus-visible {
  outline: 2.5px solid var(--focus);
  outline-offset: 3px;
  border-radius: 3px;
}

/* ----------  Layout helpers  ---------- */
.wrap { width: min(100% - 2*var(--gutter), var(--maxw)); margin-inline: auto; }
.section { padding-block: clamp(3.2rem, 7vw, 6rem); }
.section--tight { padding-block: clamp(2.4rem, 5vw, 4rem); }
.band { background: var(--paper-2); border-block: 1px solid var(--line); }
.center { text-align: center; }

/* Responsive two-column layouts (collapse to one column on small screens) */
.grid-2, .grid-split { display: grid; gap: clamp(1.6rem, 4vw, 3rem); align-items: start; }
.grid-2 { grid-template-columns: 1fr 1fr; }
.grid-split { grid-template-columns: 1.1fr .9fr; }
@media (max-width: 820px) { .grid-2 { grid-template-columns: 1fr; } }
@media (max-width: 980px) { .grid-split { grid-template-columns: 1fr; } }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: .55em;
  font-size: var(--t-step--1);
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--accent);
}
.eyebrow::before {
  content: "";
  width: 1.6em; height: 1px;
  background: var(--accent);
  opacity: .6;
}

h1, h2, h3, h4 { font-family: var(--serif); font-weight: 600; line-height: 1.1; letter-spacing: -.01em; color: var(--ink); }
h1 { font-size: var(--t-step-4); line-height: 1.04; }
h2 { font-size: var(--t-step-3); }
h3 { font-size: var(--t-step-2); }
h4 { font-size: var(--t-step-1); }

.lede { font-size: var(--t-step-1); color: var(--ink-soft); line-height: 1.55; font-weight: 400; }

.prose p { margin-block: 0 1.05em; max-width: 68ch; color: var(--ink-soft); }
.prose h2 { margin-block: 2.2em 0; }
.prose h3 { margin-block: 1.8em 0; font-size: var(--t-step-1); }
.prose h2 + p, .prose h3 + p { margin-top: .8em; }
.prose ul { margin-block: 0 1.2em; display: grid; gap: .55em; max-width: 68ch; }
.prose ul li { position: relative; padding-left: 1.6em; color: var(--ink-soft); }
.prose ul li::before {
  content: ""; position: absolute; left: .1em; top: .62em;
  width: .5em; height: .5em; border-radius: 2px;
  background: var(--accent); transform: rotate(45deg);
}
.prose strong { color: var(--ink); font-weight: 700; }
.prose a:not(.btn) { color: var(--accent-deep); text-decoration: underline; text-underline-offset: 3px; text-decoration-thickness: 1px; text-decoration-color: var(--accent-soft); }
.prose a:not(.btn):hover { text-decoration-color: var(--accent); }

/* ----------  Buttons  ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .55em;
  padding: .85em 1.5em;
  min-height: 48px;
  font-family: var(--sans);
  font-weight: 700;
  font-size: var(--t-step-0);
  letter-spacing: -.01em;
  border-radius: var(--r-pill);
  border: 1px solid transparent;
  transition: transform .18s ease, box-shadow .25s ease, background-color .2s ease, border-color .2s ease;
  will-change: transform;
}
.btn--primary { background: var(--accent); color: #fff; box-shadow: var(--shadow-md); }
.btn--primary:hover { background: var(--accent-deep); transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.btn--primary:active { transform: translateY(0); }
.btn--ghost { background: transparent; color: var(--ink); border-color: var(--line-strong); }
.btn--ghost:hover { border-color: var(--accent); color: var(--accent-deep); transform: translateY(-2px); }
.btn--lg { padding: 1.05em 1.9em; min-height: 56px; }
.btn .arr { transition: transform .2s ease; }
.btn:hover .arr { transform: translateX(3px); }

/* ----------  Header / nav  ---------- */
.site-header {
  position: sticky; top: 0; z-index: 60;
  background: color-mix(in srgb, var(--paper) 86%, transparent);
  backdrop-filter: saturate(140%) blur(12px);
  -webkit-backdrop-filter: saturate(140%) blur(12px);
  border-bottom: 1px solid var(--line);
}
.site-header__inner { display: flex; align-items: center; gap: 1.5rem; min-height: 68px; }
.brand { display: inline-flex; align-items: center; gap: .6rem; font-family: var(--serif); font-weight: 600; font-size: 1.4rem; letter-spacing: -.02em; color: var(--ink); }
.brand__mark {
  width: 34px; height: 34px; border-radius: 9px; flex: none;
  display: grid; place-items: center;
  background: linear-gradient(150deg, var(--accent-bright), var(--accent-deep));
  color: #fff; font-family: var(--sans); font-weight: 800; font-size: 1.05rem;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.25), var(--shadow-sm);
  letter-spacing: -.04em;
}
.brand b { color: var(--accent); font-weight: 600; }
.primary-nav { margin-left: auto; }
.primary-nav ul { display: flex; align-items: center; gap: .35rem; }
.primary-nav a:not(.btn) {
  display: inline-block; padding: .5rem .8rem; border-radius: var(--r-sm);
  font-weight: 600; font-size: .95rem; color: var(--ink-soft);
  transition: color .18s ease, background-color .18s ease;
}
.primary-nav a:not(.btn):hover, .primary-nav a:not(.btn)[aria-current="page"] { color: var(--accent-deep); background: var(--accent-wash); }
.header-cta { margin-left: .4rem; }

.nav-toggle {
  margin-left: auto; display: none;
  width: 46px; height: 46px; border-radius: var(--r-sm);
  border: 1px solid var(--line-strong); background: var(--card);
  position: relative;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  content: ""; position: absolute; left: 50%; top: 50%;
  width: 20px; height: 2px; background: var(--ink); border-radius: 2px;
  transform: translate(-50%, -50%); transition: transform .25s ease, opacity .2s ease;
}
.nav-toggle span::before { transform: translate(-50%, -7px); }
.nav-toggle span::after  { transform: translate(-50%, 5px); }
.nav-toggle[aria-expanded="true"] span { background: transparent; }
.nav-toggle[aria-expanded="true"] span::before { transform: translate(-50%, -50%) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span::after  { transform: translate(-50%, -50%) rotate(-45deg); }

@media (max-width: 920px) {
  .primary-nav {
    position: fixed; inset: 68px 0 auto 0;
    background: var(--paper);
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-lg);
    transform: translateY(-130%); transition: transform .32s cubic-bezier(.4,.1,.2,1);
    margin: 0; padding: .6rem var(--gutter) 1.4rem;
  }
  .primary-nav[data-open="true"] { transform: translateY(0); }
  .primary-nav ul { flex-direction: column; align-items: stretch; gap: .15rem; }
  .primary-nav a:not(.btn) { padding: .85rem .6rem; font-size: 1.05rem; border-bottom: 1px solid var(--line); border-radius: 0; }
  .header-cta { margin: .8rem 0 0; width: 100%; }
  .nav-toggle { display: block; }
}

/* ----------  Hero  ---------- */
.hero { position: relative; padding-top: clamp(2.4rem, 5vw, 4rem); overflow: hidden; }
.hero::before {
  /* soft emerald aura, top-right */
  content: ""; position: absolute; z-index: 0;
  width: 60vw; max-width: 720px; aspect-ratio: 1;
  top: -22%; right: -12%;
  background: radial-gradient(circle, var(--accent-soft) 0%, transparent 62%);
  opacity: .9; pointer-events: none;
}
.hero__grid { position: relative; z-index: 1; display: grid; gap: clamp(2rem, 5vw, 3.5rem); grid-template-columns: 1.15fr .85fr; align-items: center; }
@media (max-width: 880px) { .hero__grid { grid-template-columns: 1fr; } }
.hero h1 .accent { color: var(--accent); font-style: italic; }
.hero__lede { margin-top: 1.3rem; max-width: 46ch; }
.hero__actions { margin-top: 2rem; display: flex; flex-wrap: wrap; gap: .9rem; align-items: center; }
.hero__note { margin-top: 1.2rem; font-size: var(--t-step--1); color: var(--ink-faint); display: flex; align-items: center; gap: .5rem; }
.hero__note svg { color: var(--accent); flex: none; }

/* hero side: trust stats card */
.hero-figure { position: relative; }
/* Illustrated character leaning on top of the stat card (desktop only). */
.hero-girl {
  position: absolute;
  left: 50%;
  bottom: 100%;                       /* sit above the card */
  width: 104%;                        /* slightly overhang the card sides */
  max-width: 384px;
  height: auto;
  transform: translate(-50%, 42%);    /* drop her so arms/hands rest on the card's top edge */
  z-index: 3;
  pointer-events: none;
  -webkit-user-select: none;
  user-select: none;
  filter: drop-shadow(0 12px 18px rgba(12, 44, 32, .20));
}
.hero-figure .stat-card { position: relative; z-index: 1; padding-top: 1.9rem; }
@media (max-width: 880px) { .hero-girl { display: none; } .hero-figure .stat-card { padding-top: 1.6rem; } }

.stat-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 1.6rem; box-shadow: var(--shadow-md); }
.stat-card__row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem 1.5rem; }
.stat { }
.stat__num { font-family: var(--serif); font-size: clamp(1.8rem, 1.4rem + 1.6vw, 2.6rem); line-height: 1; color: var(--accent-deep); letter-spacing: -.02em; }
.stat__num small { font-size: .55em; color: var(--gold); font-weight: 600; }
.stat__label { margin-top: .35rem; font-size: var(--t-step--1); color: var(--ink-faint); line-height: 1.35; }
.stat-card__foot { margin-top: 1.3rem; padding-top: 1.1rem; border-top: 1px dashed var(--line-strong); font-size: var(--t-step--1); color: var(--ink-faint); display: flex; gap: .6rem; align-items: flex-start; }

/* ----------  Showcase (leadcore) placeholder  ---------- */
.showcase { position: relative; z-index: 1; }
.showcase__head { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: .6rem 1.5rem; margin-bottom: 1.4rem; }
.showcase__head p { color: var(--ink-faint); font-size: var(--t-step--1); }
#leadcore { min-height: 360px; } /* reserve height so empty container doesn't shift layout */
.leadcore-shell { position: relative; }
.leadcore-skeleton {
  display: grid; gap: .9rem;
}
.skeleton-row {
  display: grid; grid-template-columns: 64px 1fr auto; align-items: center; gap: 1rem;
  background: var(--card); border: 1px solid var(--line); border-radius: var(--r-md);
  padding: 1.1rem 1.2rem; box-shadow: var(--shadow-sm);
}
.skeleton-row > * { border-radius: var(--r-sm); }
.sk { background: linear-gradient(100deg, var(--paper-2) 30%, #f7f6ef 50%, var(--paper-2) 70%); background-size: 220% 100%; animation: sheen 1.4s ease-in-out infinite; }
.sk--logo { width: 64px; height: 64px; border-radius: 14px; }
.sk--lines { display: grid; gap: .5rem; }
.sk--l1 { height: 14px; width: 55%; }
.sk--l2 { height: 11px; width: 78%; }
.sk--btn { width: 116px; height: 40px; border-radius: var(--r-pill); }
@keyframes sheen { 0% { background-position: 130% 0; } 100% { background-position: -30% 0; } }
.leadcore-note { margin-top: 1rem; text-align: center; font-size: var(--t-step--1); color: var(--ink-faint); }
.leadcore-note[hidden] { display: none; }
@media (max-width: 560px) {
  .skeleton-row { grid-template-columns: 48px 1fr; }
  .sk--logo { width: 48px; height: 48px; }
  .sk--btn { display: none; }
}

/* ----------  Feature / benefit chips  ---------- */
.benefits { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
@media (max-width: 820px) { .benefits { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 440px) { .benefits { grid-template-columns: 1fr; } }
.benefit {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--r-md);
  padding: 1.4rem 1.3rem; box-shadow: var(--shadow-sm);
  transition: transform .22s ease, box-shadow .25s ease, border-color .2s ease;
}
.benefit:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: var(--accent-soft); }
.benefit__icon {
  width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center;
  background: var(--accent-soft); color: var(--accent-deep); margin-bottom: .9rem;
}
.benefit h3 { font-family: var(--sans); font-size: 1.05rem; font-weight: 700; letter-spacing: -.01em; }
.benefit p { margin-top: .35rem; font-size: var(--t-step--1); color: var(--ink-faint); line-height: 1.45; }

/* ----------  Section heading block  ---------- */
.s-head { max-width: 60ch; margin-bottom: clamp(1.8rem, 4vw, 2.6rem); }
.s-head .lede { margin-top: .9rem; }
.s-head--center { margin-inline: auto; text-align: center; }

/* ----------  Steps "Как это работает"  ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(1.2rem, 3vw, 2rem); counter-reset: step; }
@media (max-width: 760px) { .steps { grid-template-columns: 1fr; } }
.step { position: relative; padding-top: 1.2rem; border-top: 2px solid var(--ink); }
.step__n { font-family: var(--serif); font-size: clamp(2.4rem, 2rem + 2vw, 3.4rem); line-height: 1; color: var(--accent); letter-spacing: -.03em; }
.step__n::before { counter-increment: step; content: "0" counter(step); }
.step h3 { font-family: var(--sans); font-size: 1.2rem; font-weight: 700; margin-top: .7rem; }
.step p { margin-top: .5rem; color: var(--ink-soft); font-size: .98rem; }

/* ----------  Comparison "на что смотреть" list  ---------- */
.checklist { display: grid; gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; }
.checklist li { background: var(--card); padding: 1.15rem 1.3rem; display: grid; grid-template-columns: auto 1fr; gap: 1rem; align-items: start; }
.checklist .tick { width: 26px; height: 26px; border-radius: 50%; background: var(--accent-soft); color: var(--accent-deep); display: grid; place-items: center; flex: none; }
.checklist b { display: block; color: var(--ink); font-weight: 700; margin-bottom: .15rem; }
.checklist span { color: var(--ink-soft); font-size: .96rem; }

/* Safety-checklist side card (balances the long prose column) */
.safe-panel {
  align-self: center;                 /* vertically centre against the prose */
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-md);
}
.safe-panel__head { display: flex; align-items: center; gap: .7rem; margin-bottom: 1.2rem; padding-bottom: 1.1rem; border-bottom: 1px solid var(--line); }
.safe-panel__head .ic { width: 40px; height: 40px; border-radius: 11px; flex: none; display: grid; place-items: center; background: var(--accent-soft); color: var(--accent-deep); }
.safe-panel__head b { font-family: var(--sans); font-size: 1.08rem; font-weight: 700; letter-spacing: -.01em; line-height: 1.2; }
/* inside the panel the checklist becomes a clean, borderless list */
.safe-panel .checklist { border: 0; border-radius: 0; background: transparent; gap: 0; overflow: visible; }
.safe-panel .checklist li { background: transparent; padding: .9rem 0; border-bottom: 1px dashed var(--line); }
.safe-panel .checklist li:first-child { padding-top: 0; }
.safe-panel .checklist li:last-child { border-bottom: 0; padding-bottom: 0; }
@media (max-width: 980px) { .safe-panel { align-self: stretch; } }

/* ----------  FAQ accordion  ---------- */
.faq { display: grid; gap: .7rem; max-width: 820px; }
.faq__item { background: var(--card); border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; transition: box-shadow .25s ease, border-color .2s ease; }
.faq__item[data-open="true"] { box-shadow: var(--shadow-md); border-color: var(--accent-soft); }
.faq__q {
  width: 100%; text-align: left; display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  padding: 1.15rem 1.3rem; font-weight: 700; font-size: 1.05rem; letter-spacing: -.01em; color: var(--ink);
  background: transparent; border: 0;
}
.faq__q:hover { color: var(--accent-deep); }
.faq__icon { flex: none; width: 26px; height: 26px; position: relative; }
.faq__icon::before, .faq__icon::after { content: ""; position: absolute; top: 50%; left: 50%; width: 13px; height: 2px; background: var(--accent); border-radius: 2px; transform: translate(-50%, -50%); transition: transform .28s ease; }
.faq__icon::after { transform: translate(-50%, -50%) rotate(90deg); }
.faq__item[data-open="true"] .faq__icon::after { transform: translate(-50%, -50%) rotate(0); }
.faq__a { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .3s ease; }
.faq__item[data-open="true"] .faq__a { grid-template-rows: 1fr; }
.faq__a > div { overflow: hidden; }
.faq__a p { padding: 0 1.3rem 1.25rem; color: var(--ink-soft); max-width: 70ch; }

/* ----------  Internal links / related  ---------- */
.linkgrid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
@media (max-width: 760px) { .linkgrid { grid-template-columns: 1fr; } }
.linkcard {
  display: flex; flex-direction: column; gap: .4rem;
  background: var(--card); border: 1px solid var(--line); border-radius: var(--r-md);
  padding: 1.3rem; box-shadow: var(--shadow-sm);
  transition: transform .2s ease, box-shadow .25s ease, border-color .2s ease;
}
.linkcard:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: var(--accent-soft); }
.linkcard__kicker { font-size: var(--t-step--1); font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--gold); }
.linkcard h3 { font-family: var(--sans); font-size: 1.15rem; font-weight: 700; }
.linkcard p { font-size: .95rem; color: var(--ink-faint); }
.linkcard .arr { margin-top: auto; color: var(--accent); font-weight: 700; font-size: .95rem; }

/* ----------  Breadcrumbs  ---------- */
.crumbs { padding-top: 1.4rem; font-size: var(--t-step--1); color: var(--ink-faint); }
.crumbs ol { display: flex; flex-wrap: wrap; align-items: center; gap: .45rem; }
.crumbs a:hover { color: var(--accent-deep); text-decoration: underline; text-underline-offset: 2px; }
.crumbs li::after { content: "/"; margin-left: .45rem; color: var(--line-strong); }
.crumbs li:last-child::after { content: ""; }
.crumbs [aria-current="page"] { color: var(--ink-soft); }

/* ----------  Disclaimer  ---------- */
.disclaimer {
  border: 1px solid var(--line-strong);
  border-left: 3px solid var(--gold);
  background: var(--gold-soft);
  border-radius: var(--r-sm);
  padding: 1rem 1.15rem;
  font-size: var(--t-step--1);
  line-height: 1.55;
  color: var(--ink-soft);
}
.disclaimer b { color: var(--ink); }
.ad-mark { display: inline-block; font-size: .72rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--ink-faint); border: 1px solid var(--line-strong); border-radius: var(--r-sm); padding: .15em .5em; }

/* ----------  Article specifics  ---------- */
.article-hero { padding-block: clamp(1.4rem, 4vw, 2.4rem) clamp(1rem,3vw,2rem); }
.article-meta { display: flex; flex-wrap: wrap; gap: .5rem 1.2rem; font-size: var(--t-step--1); color: var(--ink-faint); margin-top: 1rem; }
.article-meta span { display: inline-flex; align-items: center; gap: .4rem; }
.callout { background: var(--accent-wash); border: 1px solid var(--accent-soft); border-radius: var(--r-md); padding: 1.3rem 1.4rem; margin-block: 1.6rem; }
.callout p { margin: 0; color: var(--ink-soft); }
.callout strong { color: var(--accent-deep); }
.toc { background: var(--card); border: 1px solid var(--line); border-radius: var(--r-md); padding: 1.2rem 1.4rem; box-shadow: var(--shadow-sm); }
.toc b { font-family: var(--sans); display: block; margin-bottom: .6rem; font-size: .9rem; letter-spacing: .04em; text-transform: uppercase; color: var(--ink-faint); }
.toc ol { display: grid; gap: .4rem; counter-reset: toc; }
.toc a { color: var(--ink-soft); font-weight: 600; }
.toc a::before { counter-increment: toc; content: counter(toc) ". "; color: var(--accent); }
.toc a:hover { color: var(--accent-deep); }

/* compare table (articles) */
.cmp { width: 100%; border-collapse: collapse; margin-block: 1.4rem; font-size: .96rem; }
.cmp caption { text-align: left; color: var(--ink-faint); font-size: var(--t-step--1); margin-bottom: .6rem; }
.cmp th, .cmp td { text-align: left; padding: .85rem 1rem; border-bottom: 1px solid var(--line); vertical-align: top; }
.cmp thead th { font-family: var(--sans); font-size: .8rem; letter-spacing: .06em; text-transform: uppercase; color: var(--ink-faint); border-bottom: 2px solid var(--ink); }
.cmp tbody th { font-weight: 700; color: var(--ink); width: 34%; }
.cmp td { color: var(--ink-soft); }
.cmp .yes { color: var(--accent-deep); font-weight: 700; }

/* ----------  Forms (contacts)  ---------- */
.field { display: grid; gap: .4rem; margin-bottom: 1.1rem; }
.field label { font-weight: 600; font-size: .95rem; }
.field input, .field textarea {
  font: inherit; color: var(--ink); background: var(--card);
  border: 1px solid var(--line-strong); border-radius: var(--r-sm);
  padding: .8rem .9rem; min-height: 48px; transition: border-color .2s ease, box-shadow .2s ease;
}
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus, .field textarea:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px var(--accent-soft); }
.field small { color: var(--ink-faint); font-size: .82rem; }
.form-note { font-size: var(--t-step--1); color: var(--ink-faint); }

/* ----------  CTA band  ---------- */
.cta-band { position: relative; overflow: hidden; background: linear-gradient(150deg, var(--accent-deep), var(--accent)); color: #fff; border-radius: var(--r-lg); padding: clamp(2.2rem, 5vw, 3.4rem); box-shadow: var(--shadow-lg); }
.cta-band::after { content: ""; position: absolute; inset: auto -10% -60% auto; width: 50%; aspect-ratio: 1; background: radial-gradient(circle, rgba(255,255,255,.14), transparent 60%); }
.cta-band h2 { color: #fff; position: relative; z-index: 1; }
.cta-band p { color: rgba(255,255,255,.82); margin-top: .8rem; max-width: 52ch; position: relative; z-index: 1; }
.cta-band .btn--primary { background: #fff; color: var(--accent-deep); margin-top: 1.6rem; position: relative; z-index: 1; }
.cta-band .btn--primary:hover { background: var(--gold-soft); }

/* ----------  Footer  ---------- */
.site-footer { background: var(--ink); color: #C9D4CD; padding-block: clamp(2.6rem, 5vw, 3.6rem) 1.6rem; margin-top: clamp(3rem, 6vw, 5rem); }
.site-footer a { color: #C9D4CD; }
.site-footer a:hover { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 2rem; }
@media (max-width: 820px) { .footer__grid { grid-template-columns: 1fr 1fr; gap: 1.8rem 1.4rem; } }
@media (max-width: 480px) { .footer__grid { grid-template-columns: 1fr; } }
.footer__brand .brand { color: #fff; }
.footer__brand p { margin-top: .9rem; font-size: var(--t-step--1); color: #93A39A; max-width: 34ch; line-height: 1.55; }
.footer__col h4 { font-family: var(--sans); font-size: .82rem; letter-spacing: .08em; text-transform: uppercase; color: #7F8F86; font-weight: 700; margin-bottom: .9rem; }
.footer__col ul { display: grid; gap: .55rem; font-size: .95rem; }
.footer__disc { margin-top: 2.2rem; padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,.1); display: grid; gap: 1rem; }
.footer__disc .disclaimer { background: rgba(255,255,255,.04); border-color: rgba(255,255,255,.12); border-left-color: var(--gold); color: #AAB8B0; }
.footer__disc .disclaimer b { color: #E6ECE8; }
.footer__legal { font-size: var(--t-step--1); color: #7F8F86; line-height: 1.6; }
.footer__bottom { margin-top: 1.4rem; display: flex; flex-wrap: wrap; gap: .6rem 1.4rem; justify-content: space-between; font-size: var(--t-step--1); color: #7F8F86; }

/* ----------  Scroll-reveal  ---------- */
[data-reveal] { opacity: 0; transform: translateY(22px); transition: opacity .7s cubic-bezier(.2,.6,.2,1), transform .7s cubic-bezier(.2,.6,.2,1); }
[data-reveal].is-in { opacity: 1; transform: none; }
[data-reveal][data-delay="1"] { transition-delay: .08s; }
[data-reveal][data-delay="2"] { transition-delay: .16s; }
[data-reveal][data-delay="3"] { transition-delay: .24s; }
[data-reveal][data-delay="4"] { transition-delay: .32s; }
@media (prefers-reduced-motion: reduce) { [data-reveal] { opacity: 1; transform: none; } }

/* ----------  Page-load stagger (hero)  ---------- */
@keyframes rise { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: none; } }
.rise { opacity: 0; animation: rise .8s cubic-bezier(.2,.6,.2,1) forwards; }
.rise[style] { } /* delays set inline */

/* ----------  Misc utilities  ---------- */
.skip-link { position: absolute; left: -999px; top: 0; z-index: 200; background: var(--accent-deep); color: #fff; padding: .7rem 1rem; border-radius: 0 0 var(--r-sm) 0; font-weight: 700; }
.skip-link:focus { left: 0; }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.mt-0 { margin-top: 0; } .mt-1 { margin-top: 1rem; } .mt-2 { margin-top: 2rem; }
.divider { height: 1px; background: var(--line); border: 0; margin-block: clamp(2rem,5vw,3.5rem); }
.tag-row { display: flex; flex-wrap: wrap; gap: .5rem; margin-top: 1.4rem; }
.tag { font-size: .85rem; font-weight: 600; color: var(--ink-soft); background: var(--card); border: 1px solid var(--line); border-radius: var(--r-pill); padding: .35em .85em; }